Credit Restoration – Approve My Score



Our 5-Step Credit Repair Process

Providing you with the fundamentals to get your credit on track.


Step 1 – Pulling Your Credit

The first step of our process is to review your credit report. Without an updated credit report, we’d be at a disadvantage.
By CLICKING HERE you can order your credit report from our trusted source for credit monitoring.


Step 2 – Credit Analysis

Our Certified FICO Pros will thoroughly examine your credit report to identify:

  • Inaccurate Reporting Information
  • Factors Reducing Your Credit Score
  • Unverifiable Credit Data

After completing your Credit Analysis, we custom tailor a Dispute Strategy that best suits your current circumstances.


Step 3 – Dispute Process Begins

We load all information from your credit report and start challenging information identified as inaccurate, unverifiable, incomplete or reporting past the allowable timeframes with the Credit Reporting Agencies, Collectors and Original Creditors. We prepare professional credit dispute letters which address each issue using Factual Disputing Methodology as well as integrate Metro2 Compliance Request. We then track the progress of your credit through our online portal.


Step 4 – Credit Building Blueprint

This is where the magic happens. If you don’t have any open accounts in good standing, we provide our tried and truly proven Credit Building Blueprint. When following the recommendations within our custom-tailored Credit Building Blueprint, its not uncommon to see a score increase of 40, 50 or even 100 points or more.


Step 5 – Rinse and Repeat

When a Credit Reporting Agency receives a dispute, they have 30 days to “Conduct a Reasonable Investigation”. Our dispute letters are designed to be factual based on how the item is being reported to make sure that it is being reported as accurate, complete, not misleading and compliant with Metro2 Standards. Failing these requirements puts the Credit Reporting Agency, Original Creditors and Collection Agencies at risk of violation of one or more Federal Laws put in place to protect consumers. The letters are designed to build on the previous letter to put the aforementioned at a disadvantage and risk.

Our goal is to repeat the process while enrolled in the program to make sure you’re not being taken advantage of and to confirm that anything that is hurting is your credit is addressed and confirmed to be reporting compliantly.


** Credit monitoring is required through a 3rd party that integrates with our software. The cost of the credit monitoring is in addition to the prices listed.