CREDIT
RESTORATION
PROVIDING YOU WITH THE FUNDAMENTALS TO GET YOUR CREDIT ON TRACK

Our 5-Step Credit Repair Process
Providing you with the fundamentals to get your credit on track.

Step 1 – Pulling Your Credit
The first step of our process is to review your credit report. Without an updated credit report, we’d be at a disadvantage.
By CLICKING HERE you can order your credit report from our trusted source for credit monitoring.

Step 2 – Credit Analysis
Our Certified FICO Pros will thoroughly examine your credit report to identify:
- Inaccurate Reporting Information
- Factors Reducing Your Credit Score
- Unverifiable Credit Data
After completing your Credit Analysis, we custom tailor a Dispute Strategy that best suits your current circumstances.

Step 3 – Dispute Process Begins
We load all information from your credit report and start challenging information identified as inaccurate, unverifiable, incomplete or reporting past the allowable timeframes with the Credit Reporting Agencies, Collectors and Original Creditors. We prepare professional credit dispute letters which address each issue using Factual Disputing Methodology as well as integrate Metro2 Compliance Request. We then track the progress of your credit through our online portal.

Step 4 – Credit Building Blueprint
This is where the magic happens. If you don’t have any open accounts in good standing, we provide our tried and truly proven Credit Building Blueprint. When following the recommendations within our custom-tailored Credit Building Blueprint, its not uncommon to see a score increase of 40, 50 or even 100 points or more.

Step 5 – Rinse and Repeat
When a Credit Reporting Agency receives a dispute, they have 30 days to “Conduct a Reasonable Investigation”. Our dispute letters are designed to be factual based on how the item is being reported to make sure that it is being reported as accurate, complete, not misleading and compliant with Metro2 Standards. Failing these requirements puts the Credit Reporting Agency, Original Creditors and Collection Agencies at risk of violation of one or more Federal Laws put in place to protect consumers. The letters are designed to build on the previous letter to put the aforementioned at a disadvantage and risk.
Our goal is to repeat the process while enrolled in the program to make sure you’re not being taken advantage of and to confirm that anything that is hurting is your credit is addressed and confirmed to be reporting compliantly.
CREDIT RESTORATION PRICING
Credit Monitoring
Then $29.95 per month
- This monitoring is necessary to go through any part of our services. To obtain your credit monitoring, simply click on the button below to order your credit monitoring to get your 3-Bureau Credit Report which includes your 3-Bureau Vantage Scores.
GOLD PROGRAM*
*Add a Spouse and They will receive a 25% Discount
- Detailed Credit Analysis
- Credit challenges submitted to all three major credit bureaus
- Credit Challenges to the Original Credit and Collections when necessary
- Multiple dispute methods which increases the return rate of results
- High Level Debt Validation letters submitted to all creditors/collectors
- Goodwill letters submitted to creditors to request the removal of late payments
- Inquiry Removal Challenges for all non-account holding inquiries
- Credit Education Material to raise and rebuild your credit score
- 24/7 Access to Client Portal to review progress
- Create a strategic plan to help client meet their credit goals
- Any requested communication will be made ONLY by electronic means. Question turnaround time will be made usually within 48 hours from request
DIAMOND PROGRAM*
*Add a Spouse and They will receive a 25% Discount
- Detailed Credit Analysis
- Credit challenges submitted to all three major credit bureaus
- Credit Challenges to the Original Credit and Collections when necessary
- Multiple dispute methods which increases the return rate of results
- High Level Debt Validation letters submitted to all creditors/collectors
- Goodwill letters submitted to creditors to request the removal of late payments
- Inquiry Removal Challenges for all non-account holding inquiries
- Credit Education Material to raise and rebuild your credit score
- 24/7 Access to Client Portal to review progress
- Create a strategic plan to help client meet their credit goals
- 15 Minute Strategy Call Scheduled After File Review