CREDIT
RESTORATION

PROVIDING YOU WITH THE FUNDAMENTALS TO GET YOUR CREDIT ON TRACK

Our 5-Step Credit Repair Process

Providing you with the fundamentals to get your credit on track.

Step 1 – Pulling Your Credit

The first step of our process is to review your credit report. Without an updated credit report, we’d be at a disadvantage.
By CLICKING HERE you can order your credit report from our trusted source for credit monitoring.

Step 2 – Credit Analysis

Our Certified FICO Pros will thoroughly examine your credit report to identify:

Inaccurate Reporting Information
Factors Reducing Your Credit Score
Unverifiable Credit Data

After completing your Credit Analysis, we custom tailor a Dispute Strategy that best suits your current circumstances.

Step 3 – Dispute Process Begins

We load all information from your credit report and start challenging information identified as inaccurate, unverifiable, incomplete or reporting past the allowable timeframes with the Credit Reporting Agencies, Collectors and Original Creditors. We prepare professional credit dispute letters which address each issue using Factual Disputing Methodology as well as integrate Metro2 Compliance Request. We then track the progress of your credit through our online portal.

Step 4 – Credit Building Blueprint

This is where the magic happens. If you don’t have any open accounts in good standing, we provide our tried and truly proven Credit Building Blueprint. When following the recommendations within our custom-tailored Credit Building Blueprint, its not uncommon to see a score increase of 40, 50 or even 100 points or more.

Step 5 – Rinse and Repeat

When a Credit Reporting Agency receives a dispute, they have 30 days to “Conduct a Reasonable Investigation”. Our dispute letters are designed to be factual based on how the item is being reported to make sure that it is being reported as accurate, complete, not misleading and compliant with Metro2 Standards. Failing these requirements puts the Credit Reporting Agency, Original Creditors and Collection Agencies at risk of violation of one or more Federal Laws put in place to protect consumers. The letters are designed to build on the previous letter to put the aforementioned at a disadvantage and risk.

Our goal is to repeat the process while enrolled in the program to make sure you’re not being taken advantage of and to confirm that anything that is hurting is your credit is addressed and confirmed to be reporting compliantly.

CREDIT RESTORATION PRICING

Credit Monitoring

^$24.95^Monthly

This monitoring is necessary to go through any part of our services. To obtain your credit monitoring, simply click on the button below to order your credit monitoring to get your 3-Bureau Credit Report which includes your 3-Bureau Vantage Scores.

GOLD PROGRAM*

^$250 ^{Enrollment Fee +}

*Add a Spouse and They will receive a 25% Discount

$89 Monthly*

Credit challenges submitted to all three major credit bureaus for 5 Items per Month
Credit Challenges to the Original Credit and Collections when necessary
Multiple dispute methods which increases the return rate of results
High Level Debt Validation letters submitted to creditors or collectors
Goodwill letters submitted to creditors to request the removal of late payments
Inquiry Removal Challenges for all non-account holding inquiries
Credit Education Material to raise and rebuild your credit score
24/7 Access to Client Portal to review progress
Create a strategic plan to help client meet their credit goals

DIAMOND PROGRAM*

^$250 ^{Enrollment Fee +}

*Add a Spouse and They will receive a 25% Discount

$119 Monthly**

Credit challenges submitted to all three major credit bureaus
Credit Challenges to the Original Credit and Collections when necessary
Multiple dispute methods which increases the return rate of results
High Level Debt Validation letters submitted to all creditors/collectors
Goodwill letters submitted to creditors to request the removal of late payments
Inquiry Removal Challenges for all non-account holding inquiries
Credit Education Material to raise and rebuild your credit score
24/7 Access to Client Portal to review progress
Create a strategic plan to help client meet their credit goals