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Approve My Score




As a financial consulting firm established in 2012 by Fred Livai, Approve My Score offers affordable solutions to individuals nationwide. The company's main focus is to help individuals make foundational changes through an educational platform that focuses on budgeting to improve their finances and overall lifestyle.

Approve My Score provides a range of financial consulting services to help individuals better manage their money, including credit repair, to business credit and financial coaching. The company's approach is to educate clients on the importance of financial responsibility and provide them with the tools and resources they need to achieve their financial goals.

In addition to its consulting services, Approve My Score also offers a variety of educational resources, including articles, videos, and webinars, to help individuals improve their financial literacy and make informed financial decisions. With a commitment to affordability and accessibility, Approve My Score aims to empower individuals to take control of their financial futures and achieve long-term financial success.




Financial Coaching

Our goal is to provide education on your financial situation and implement plans and strategies to help you get ahead financially.

Life Insurance

This is a key financial planning tool that is often overlooked. We can help provide a financial benefit to dependants upon a premature death.

From our early days, we've been providing reliable and dependable services to our clients. We've had the honor of being the firm of choice for the following services. Click the button to learn more.


Close up of Credit Card Contactless Payment
Student Loan Concept


Most of our clients that suffer from bad credit is due to student loans. Let us analyze and assess to see if we can help you get back on track.

Credit Monitoring

With the increased risk of identity theft and credit fraud, it's more important than ever to know what's happening with your credit at all times. While reviewing your full credit report throughout the year is a great way to stay on top of your credit, your financial information needs all the protection you can give it.

credit score


Credit Application And Credit Score

Credit Building Blueprint

This FREE resource was built on our time in the credit industry. If you have bad credit, we've seen 1000s improve their scores using these methods.

Credit Repair

This FREE credit repair software will help you manage your credit. Get the tools and resources you need to start repairing your credit today and take control of your financial future.



financial planning

Most of our clients are introduced to us for credit repair. However, when they realize the transformation we are introducing to the industry, they realize what most people forget, the foundation. Is your budget in order?

"The most important investment you can make is in yourself. "


Let's work together.

Mailing Address

25125 Santa Clara St, Ste E330

Hayward, CA 94544

Phone Number

(800) 972-3970

Email Address