info@fredlivai.com
At Fred Livai Financial, we believe you deserve clarity, confidence, and results. Our transparent, upfront pricing eliminates surprises while delivering expert guidance in wealth management, credit repair, and budgeting. No hidden fees — just powerful, data-driven strategies to help you achieve financial freedom.
Includes access to your own personal client portal for easy updates and management.
Affordable monthly service fees to keep you on track.
Two Essential Financial Services in One Program
Financial Coaching
Gain Clarity with Your Spending
Understand where your money goes so you can make confident, informed decisions.
Create a Budget That Fits Your Life
We’ll design a plan that works with your lifestyle—not against it.
Plan Ahead with Purpose
Build a financial roadmap aligned with your goals and long-term vision.
Master the Mindset of Money
Recognize the emotional side of finances and reduce money-related stress.
Prepare for the Unexpected
Establish an emergency fund to protect yourself and your family.
Tackle Debt Strategically
Develop a clear path to manage and reduce debt, lifting financial burdens off your shoulders.
Consumer Advocacy with a Legal Focus
Leverage Your Rights
We use federal and state consumer protection laws to challenge inaccuracies, incomplete reporting, or violations found in your financial records.
Escalation When Necessary
If direct disputes are not resolved, we can pursue arbitration or litigation-based strategies, with the goal of securing debt waivers or corrective actions for any violations identified.
Real-Time Monitoring
Active monitoring is required to ensure you receive real-time updates and that our team can respond quickly and effectively. Monitoring is $34.95 per month, following a $1.99 7-Day Trial.
Authorization to Advocate
To formally represent you, we require a notarized Power of Attorney. We’ve arranged reduced rates of $39.95 that is done at your convenience, completely online.
$599 Enrollment
$149 per Month
Full 10-Step Advocacy Framework
3-Bureau Credit Audit
Initial 30-Day Action Plan
Violation Screening & Custom Disputes
Monthly Progress Reporting
Secure Client Portal
$699 Enrollment
$179 per Month
Everything in Standard
Priority Processing of Letters & Responses
Quarterly 1:1 Coaching Sessions
Strategic Credit Growth Blueprint
Personalized Debt Reduction Plan (Initial 45 Day Plan)
Priority Support
Fred Livai Financial complies with all applicable federal regulations, including the Credit Repair Organization Act (CROA) and the Telemarketing Sales Rule (TSR). All services are provided in compliance with federal law, and case evaluations are only available to clients with a signed agreement.
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