info@fredlivai.com
At Fred Livai Financial, we believe you deserve clarity, confidence, and results. Our transparent, upfront pricing eliminates surprises while delivering expert guidance in wealth management, credit repair, and budgeting. No hidden fees — just powerful, data-driven strategies to help you achieve financial freedom.
Includes access to your own personal credit portal for easy updates and management.
Affordable monthly service fees to keep you on track.
Two Essential Financial Services in One Program
Financial Coaching
Analyze your spending habits for smarter money management
Build a custom budget that matches your lifestyle
Design a forward-thinking financial plan for your goals
Understand the emotional side of money and avoid stress
Establish an emergency fund for peace of mind
Manage and reduce debt to free yourself from financial burdens
Credit Repair with a Consumer Law Focus
Leverage federal and state consumer protection laws to challenge errors on your credit report
Pursue arbitration or litigation strategies if disputes cannot be resolved directly, working to achieve debt waivers for any violations we identify
Required credit monitoring ensures you have real-time updates and our team can act quickly
Credit Monitoring is required for our services, ensuring real-time updates and effective action. The cost is $34.95 per month, payable separately after a $1.99 7-Day Trial.
We will need TWO Notarized Power of Attorney documents to authorize us to act on your behalf. We’ve secured a reduced rate of $39.95 for notary services for one and $25.00 for the other.
** You will need to obtain Credit Monitoring: It's $34.95 per month, after 7-Day Trial
** You will need to have 2 Notarized Power of Attorney's on file: It's $39.95 and $25.00
Don't let high-interest debt hold you back. Schedule your Interest Shaving Strategy Session today and see how quickly you can get out of debt with our state-of-the-art software. Start your journey to financial freedom now using the income you already have.
Our business credit building program empowers entrepreneurs to establish and grow their business credit profiles, separating personal and business finances for greater stability and better funding opportunities.
Key Features:
1. Self-paced learning with flexible schedules
2. Proven framework to build and strengthen business credit
3. Step-by-step strategies to increase credibility with lenders
4. Optional funding programs to connect you with capital
5. Personalized coaching available for extra guidance
Benefits:
1. Improved financing options and credit terms
2. Access to higher credit limits
3. Lower personal liability
4. Sustainable business growth
We limit the number of clients we accept so you get personal, hands-on support and a focus on your success — not our profits.
Licensed across multiple states and partnered with 26 top-rated carriers, we deliver competitive rates with the best benefits, putting your interests first.
We take a comprehensive approach to your entire financial picture for harmony and peace of mind.
Our services are clear, honest, and upfront — no surprise charges, ever.
Personalized Savings Approaches
Tailored plans help you build short-term savings and long-term investments.
We educate you for smarter, more confident financial decisions.
Reduce debt loads efficiently with our proven guidance.
Positive: Professionalism, Quality, Responsiveness, Value
HIGHLY RECOMMEND! Fred has helped me from no credit to great credit in less than a year! I told him my goal was to build my credit so I can get my very first car. He did exactly what he said he was going to do to help me achieve my goals. Very straightforward with his business, he knows exactly what he's doing in order to help you with your credit/goals. Also, very trustworthy and will go out of his way to help you with your vision. I highly recommend working with Fred, because he will see your vision and make it 10x more better for you! It wasn't easy, but with Fred and after seeing the results, it's definitely worth it. THANKS FRED :) - Ashley Tagaloa
WOW WOW WOW is how I want to start this review!! Fred went above and beyond for my son. I initially just asked him to have a consultation so he could help me with what I should do next after trying to repair my sons credit so then he could go to the Navy. I was trying to do it all on my own and settle his accounts myself and told him what I was doing. He was patient, listened to me and I learned there was so much more that I could have been doing which I wasn't educated or knew of. I learned that there was so much I needed to do, dispute letters if addresses or names weren't matching I needed to accomplish, and I needed to have 3 reports side by side so I can analyze them. Fred has a program and technique on helping people with their finances with seeing what the problem is in your finances and cleaning up their credit is just one of their services you get as a bonus! He was such a blessing and advised us what to do and was able to get reports immediately and draft up reports to send to the credit companies!! I was truly amazed at his speed, response and his professionalism and passion to help my son. He got a plan in place, letters and very responsive. If anyone is looking to repair their credit THIS IS THE GUY TO CALL!!! He truly is a blessing to our family and I know he will be to yours as well!!
Positive: Professionalism,
Quality, Responsiveness, Value
Wanted to give them a 5-star review for their prompt and professional work. The first week I signed up with Approve my score i instantly seen an increase ( 30-40 point) change on my credit report. They stay on top of everything paper work, follow up with clients make were also on top of our stuff. Freddie and his team have been nothing but helpful to my credit score and happiness to say the least.
If your in need of credit repair....WHAT ARE YOU WAITING FOR CALL THEM!
Positive: Quality
I am very pleased with how professional and helpful this company has been to me on my credit journey. I was so lost trying to get help with my credit and when I reached out to Fred he walked me through the process and was very thorough in explaining and guiding me through what needed to happen. I definitely recommend this company for anyone trying to rebuild their credit you won't be disappointed.
Fred Livai Financial complies with all applicable federal regulations, including the Credit Repair Organization Act (CROA) and the Telemarketing Sales Rule (TSR). All services are provided in compliance with federal law, and case evaluations are only available to clients with a signed agreement.
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